Terms of Use

Last updated: January 2026

By accessing or using this website, you agree to the following Terms of Use. If you do not agree, please do not use the site.

Use of Website

This website is provided for informational purposes only. You agree to use it lawfully and in a way that does not infringe on the rights of others or restrict their use of the site.

Intellectual Property

All content on this website—including text, images, graphics, logos, and materials—is the property of the site owner unless otherwise stated. You may not copy, reproduce, distribute, or reuse content without written permission.

No Professional Guarantees

Content on this website is provided for general informational purposes and does not constitute professional, legal, or business advice. Results may vary, and no guarantees are made regarding outcomes.

External Links

This website may contain links to third-party websites. We are not responsible for the content, policies, or practices of those sites.

Limitation of Liability

We are not liable for any damages arising from the use of this website or reliance on its content.

Changes to Terms

These Terms of Use may be updated at any time. Continued use of the website constitutes acceptance of any changes.

Governing Law

These terms are governed by the laws of the applicable jurisdiction.

Contact

If you have questions about these Terms of Use, please contact us at:

tmghansen@msn.com